Last updated May 13, 2026
The Player XP Vault is shared across characters on the same account. It lets you move XP off one character and later place it onto another.
This service is provided by the Houses of Healing in Minas Tirith.
Withdrawing XP
- You can withdraw 25%, 50%, 75%, or 100% of the XP currently stored in the vault.
- A normal character receives the full amount withdrawn.
- A reincarnate character receives their standard reincarnation XP penalty when withdrawing from the vault.
| Reincarnation tier | XP earned afterward | Ex. 100,000 XP |
|---|---|---|
| None | 100% | 100,000 XP |
| 1st reincarnation | 50% | 50,000 XP |
| 2nd reincarnation | 25% | 25,000 XP |
| 3rd reincarnation | 12.5% | 12,500 XP |
| 4th reincarnation | 6.25% | 6,250 XP |
Depositing XP
- You can deposit 25%, 50%, 75%, or 100% of your current XP.
- Your character loses the full selected amount.
- The vault receives a reduced amount after penalties.
- Depositing XP can lower your current level.
| Deposit source | Penalty amount |
|---|---|
| XP up to level 40 | 20% |
| XP above level 40 | 75% |
Reincarnates & Depositing XP
- Partial deposits do not scale with reincarnation tier.
- A reincarnate character only gets their reincarnate deposit multiplier on a full 100% deposit.
- That full deposit applies the normal vault penalties first, then multiplies the remaining amount by the reincarnation tier.
| Reincarnation tier | Full-deposit multiplier | Ex. 100,000 XP |
|---|---|---|
| 1st reincarnation | 2x | 200,000 XP |
| 2nd reincarnation | 4x | 400,000 XP |
| 3rd reincarnation | 8x | 800,000 XP |
| 4th reincarnation | 16x | 1,600,000 XP |