Last updated April 5, 2026

The Player XP Vault is shared across characters on the same account. It lets you move XP off one character and later place it onto another. This service is provided by the Houses of Healing in Minas Tirith.

Withdrawing XP

  • You can withdraw 25%, 50%, 75%, or 100% of the XP currently stored in the vault.
  • A normal character receives the full amount withdrawn.
  • A reincarnate character receives reduced XP when withdrawing from the vault.
Reincarnation tier XP received
None 100%
1 50%
2 25%
3 12.5%
4 6.25%

Depositing XP

  • You can deposit 25%, 50%, 75%, or 100% of your current XP.
  • Your character loses the full selected amount.
  • The vault receives a reduced amount after penalties.
  • Depositing XP can lower your current level.
  • The system always leaves your character with 1 XP, even when you choose the full deposit option.
Deposit source XP Deposited
XP up to level 40 80%
XP above level 40 25%

Reincarnates and the XP Vault

  • A reincarnate only gets the special deposit scaling on a full 100% deposit
  • That full deposit applies the normal vault penalties first, then multiplies the remaining amount by the reincarnation factor
  • Partial deposits do not scale with reincarnation tier
  • Withdrawals always apply the normal reincarnate penalty to the receiving character
Reincarnation tier Full-deposit multiplier Withdrawal result
1 2x 50%
2 4x 25%
3 8x 12.5%
4 16x 6.25%
Reincarnation Restart at level 1 with stacking permanent bonuses, up to four times. Rebuild Re-level your character from 1 while keeping your total XP.